Rehab Centers That Accept United Healthcare in New York
United Healthcare provides behavioral health coverage through their Optum network in New York. UHC plans cover medical detox, residential treatment, outpatient programs, and medication-assisted treatment. As one of the nation's largest insurers, United Healthcare emphasizes evidence-based care and offers care coordination to help members navigate treatment options. Verify Optum network participation before admission.
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Rehab Centers That Accept United Healthcare in New York
Featured 30 Centers Accepting United Healthcare
From 548 facilities that accept United Healthcare, we've highlighted 30 starting points based on clear criteria.
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Showing 30 of 548 total facilities accepting United Healthcare
What United Healthcare Covers
UnitedHealthcare's substance abuse benefits are managed by Optum, their behavioral health division. Coverage includes medical detoxification, residential rehabilitation (typically 30 days with possible extensions), partial hospitalization programs, intensive outpatient treatment, and standard outpatient counseling.
Deductible Status
Whether you've met your annual deductible
Example range: $1,500-$3,500 (varies by plan)
Network Status
In-network vs out-of-network rates
Per-Session Costs
Copays or coinsurance amount
Example range: $25-$60 per session copay or 20% coinsurance
Level of Care
Inpatient vs outpatient rates differ
Get your exact costs: Call 1-866-850-6343
Common Plan Structures
- HMO:Requires in-network care, lower costs
- PPO:Can use out-of-network, higher flexibility
- EPO:In-network only, no referrals needed
- POS:Hybrid of HMO and PPO
Plan Source Matters
- Employer plan:Group benefits vary by company
- Marketplace:ACA plans with metal tiers
- Optum behavioral health network
- Virtual visits available
- Care coordination services
- Covers evidence-based treatments
- Mental health integration
- Member assistance programs
- Prior authorization required for inpatient
- Network smaller than some competitors
- Optum approval process can be strict
- May limit treatment duration
What to Have Ready Before Calling
💡 Having this ready reduces call time and ensures you get accurate information
1Call Your Benefits Line
Call 1-866-850-6343 or the number on your card
1-866-850-63432Ask These Questions
- • What is my deductible and how much have I met?
- • What is my copay for outpatient therapy?
- • Does my plan cover inpatient treatment?
- • Do I need prior authorization?
- • General coverage information for the insurance plan
- • Whether a specific facility is in-network
- • Typical copays and deductibles for the plan
- • Prior authorization requirements
- • General admission process questions
- • Specific treatment history or records
- • Whether someone is currently in treatment
- • Details about their specific claims
- • Dates of service or diagnoses
- • Any personal health information
How to Talk to Insurance as a Family Member:
"Hi, I'm calling to understand what addiction treatment benefits are covered under [plan type]. I'm not asking about a specific person's claims, just what the policy covers in general." This approach gets you the information you need while respecting privacy laws.
Ask for a formal denial letter that includes:
- Specific reason for denial
- Policy section reference
- Appeal rights and deadlines
You have the right to appeal. Most insurers have 2-3 levels of appeals. The facility's billing team can often help you with this process.
- Different level of care (e.g., IOP instead of inpatient)
- In-network facility alternatives
- Single-case agreement for out-of-network
Federal law requires insurers to cover mental health and substance abuse treatment at the same level as medical/surgical care. If denied, ask if the same restriction would apply to medical treatment.
Frequently Asked Questions About United Healthcare
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